Credit Repair

Credit Repair, also known as Credit Restoration, programs improve a client’s credit rating and credit score by getting incorrect and negative items removed from their credit reports. Working within the Fair Credit Reporting Act, these programs write dispute letters to the three main Credit Bureaus – Transunion, Equifax & Experian, on behalf of their clients.

Since the interest rate a consumer pays is often based largely on their credit profile, improving your credit score can help you pay much less interest on the money you borrow for anything from credit cards to cars to homes.

It is usually advisable that when a client completes either a Consumer Credit Counseling or a Debt Settlement program, Credit Repair is employed to clean up a once damaged credit history.